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Housing Insights Central

Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.

Overcoming the Challenges of Homeownership in Today's Market: Lessons from Real-Life Success Stories

Buying a home in today’s market has become difficult due to high housing prices and intense competition. As a result, many people are questioning whether the American Dr...

Home Buying Programs for People with Disabilities

Buying a house can seem like a challenging task, especially for individuals living with disabilities. However, there are special home loans and grants to make the process easier and more affordable.   Can You Buy a Ho...

​​​​​​​Mortgage Refinancing: When It Makes Sense and When It Doesn't

Mortgage refinancing is often touted as a way for homeowners to lower their housing costs. However, refinancing only makes financial sense under certain circumstances. Here's some gu...

HUD Inspires Homeownership for Low-Income Families Through a $13.5 Million Grant

In a commendable effort to broaden homeownership opportunities for hard-working, low-income families, the U.S. Department of Housing and Urban Development (HUD) has granted $13.5 mill...

How Much Should You Spend on Rent?

Deciding how much to spend on rent starts with understanding what you can comfortably afford. Here are some general rules to guide you:   The 30% Rule A common recommendation is to spend about 30% of your gross monthly income...

A Guide to Rent Withholding: How It Works and What You Should Know

If a landlord doesn’t keep your rental unit safe and livable, some states allow you to stop paying rent until the issues are fixed. This legal process is called “rent withholding”. Howev...

Homeowners Might Save A Lot on Taxes Thanks to a New Law

There's a bit of positive news for people who own their homes: thanks to a new law, they could start saving a lot more on their taxes. This change is a part of a big new bill that has made some adjustments to gove...

El Paso County Continuum of Care Receives $2.9 Million in Funding to Combat Homelessness Crisis

In a significant development to address the homelessness crisis in Southern Colorado, the El Paso County Continuum of Care has received a substantial grant of $2.9 million. ...

Maximizing Your Tax Refund: Essential Benefits for Homeowners This Tax Season

Tax time is here again in the United States! Between January 27 and April 15, the IRS expects to receive over 140 million tax returns. It’s a good time for homeowners to look at ways to get ...