Housing Insights Central
Delve into articles on market trends, home improvement, and legal tips that guide you to smarter housing decisions.
How Do You know that you're Ready for Home Ownership? Read Through to Find Out
People have different experiences when buying a house for the first time. For example, some feel excited that they have achieved one of their biggest dreams. However, those who apply for a mortgag...
How Selected Households Can Save on Utility Bills
California has a program called the California Climate Credit that helps residents save money on their utility bills. This credit is given as a discount directly on your electricity or natural gas bill with no extra paperwor...
Understanding the 50-Year Mortgage Proposal
President Donald J. Trump's administration has suggested a new idea to make homes more affordable: allowing mortgages that last 50 years instead of the usual 30 years. This proposal aims to help people manage today’s ...
Need Affordable Housing in Houston? Waiting Lists Are Open for a Limited Time
The Houston Housing Authority (HHA) announced that it is extending the deadline for people on the Housing Choice Voucher waiting list to save their spot. The new deadline is 5 p.m. on June 30, 202...
New Help for Homeowners to Prevent Losing Their Homes
The Department of Housing and Urban Development (HUD) has made changes to help people with FHA (Federal Housing Administration) insured single-family home loans keep their homes when they have trouble paying their mortga...
Exploring Condemned Properties: What It Means to Buy Them
Interested in getting a bargain on a home? You might consider buying a condemned property, though these come with challenges. Let's break down what a condemned house is, why one might be condemned, and what po...
First-Time Homebuyers Are Older Than Ever Before. Here's Why
Owning a home is a big goal for many people in America. However, it's becoming a reality a bit later in life than it used to. Now, for the first time ever, the average age of someone buying their first home ...
New First-Time Home Buyer Tax Credit Proposal Aims to Help Prospective Homeowners
Dreaming of owning your own home? A new proposal called the "First-Time Home Buyer Tax Credit" could be a big help. It's a plan that might give people looking to buy the...
Can You Buy a House Without Putting Any Money Down?
The answer is yes, especially, if you're buying a house for the first time. There are special loans meant just for first-time buyers that don't require you to put any money down at all, and various programs designe...